Most people think financial analysis is just spreadsheets and formulas. But really, it's about asking better questions about your money. We break down the basics so you can read financial statements without feeling lost—and maybe even spot opportunities others miss.
Explore Our Program
Financial analysis sounds intimidating. It doesn't have to be. These three areas form the foundation—everything else builds from here.
Balance sheets, income statements, cash flow reports. They tell stories about businesses—once you know what to look for. We teach you to spot patterns and red flags quickly.
Numbers alone don't mean much. Ratios show relationships—profitability, liquidity, efficiency. You'll learn which ratios matter for different situations and how to interpret them in context.
One quarter's results are just a snapshot. Real insight comes from watching how things change over time. We cover methods for identifying meaningful trends versus random noise.
We use actual financial reports from Australian companies. No made-up scenarios or simplified textbook cases—just real data with all its messy complexity.
Learn systematic approaches for breaking down financial information. You'll develop your own process for tackling unfamiliar reports with confidence.
By the end, you'll complete your own comprehensive analysis of a company you choose. We provide feedback, but the work is entirely yours.
This isn't about passing exams or memorizing definitions. By the time our program wraps up in mid-2026, you should be able to pick up any annual report and understand what's happening.
You'll know which sections matter most for your purposes. You'll recognize when companies are being transparent versus when they're hiding problems in footnotes. And you'll be able to compare businesses in meaningful ways.
Build simple models to project future performance based on historical patterns. Nothing fancy—just practical forecasting techniques you can use immediately.
Learn to compare companies fairly, accounting for size differences, industry variations, and different accounting methods. Context matters more than raw numbers.
Identify potential problems before they become crises. Understand debt levels, liquidity issues, and operational vulnerabilities through careful statement analysis.
Translate your analysis into clear insights that support better decisions—whether you're investing, lending, or managing a business yourself.
Our next intake begins August 2026. Classes run for twelve weeks with flexible scheduling options. We keep groups small—usually around fifteen people—so everyone gets attention when they're stuck.
If you're in the Dubbo area, we'd love to have you visit our space at 56 Windsor Parade to chat about what you're hoping to learn. Or just reach out at help@carinthyra.com if you have questions.
